Perspective from Brokers: The Individual Market Stabilizes While Short-Term and Other Alternative Products Pose Risks

This report assesses market trends in seven states—Colorado, Georgia, Iowa, Mississippi, New Hampshire, Texas, and Utah—through a review of insurer participation, premiums, and enrollment data and through structured interviews with health insurance brokers.

Consistent with national trends, the individual market appears to be stabilizing in the seven study states. At least as many insurers are participating in each state’s marketplace as did in 2018, and five of the seven states have more participating insurers in 2020.