It’s Still the Prices: Looking Under the Hood at Proposed 2025 Premiums

July is rate review season for state insurance departments—the annual process of collecting proposed health insurance premiums from insurance carriers, assessing whether they are reasonable and justified, and, in many states, approving or disapproving them. This blog examines the assumptions and justifications behind the 2025 premium increases for individual and small-group market health plans in the District of Columbia (DC), Maine, Maryland, Oregon, and Vermont.